TERMS & CONDITIONS
Last Updated: December 4, 2023

Welcome to www.creditmaster.ai. Credit Master AI, Inc. and/or its affiliates ("Credit Master AI") provide website features, products, and services to you subject to the following Conditions of Use.

By using Credit Master AI, you agree to these Conditions of Use. Please read them carefully.

Privacy
Your use of Credit Master AI Services is also governed by our Privacy Policy.

Electronic Communications
When you use Credit Master AI Services or communicate with us electronically, you consent to receive electronic communications and agree they satisfy legal communication requirements.

Text Message (SMS) Terms of Use
We may send you updates, reminders, and promotional messages. You can opt-out anytime by texting "STOP." Message/data rates may apply. Help: (972) 584-9174.

Copyright
All content made available through Credit Master AI Services is the property of Credit Master AI or its content suppliers, protected under U.S. and international copyright laws.

Trademarks
All trademarks, logos, and service marks displayed on the website are the property of Credit Master AI or their respective owners and cannot be used without permission.

License and Access
Subject to compliance and payment, you are granted a limited, non-exclusive, non-transferable license to use Credit Master AI Services for personal, non-commercial use.

Your Account
You are responsible for maintaining the confidentiality of your account and password and for all activities that occur under your account.

Reviews, Comments, Communications
If you post content or submit material, you grant Credit Master AI a non-exclusive, royalty-free, perpetual license to use and display such content.

Other Businesses
We are not responsible for the offerings or content of third-party websites linked through our platform.

Disclaimer of Warranties and Limitation of Liability
Credit Master AI Services are provided "as is" and "as available." We disclaim all warranties and will not be liable for any damages arising from the use of our Services.

Waiver of Right to Trial by Jury
You and Credit Master AI waive the right to trial by jury for any disputes related to your use of our Services.

Disputes
All disputes will be resolved through bench trial in Hillsborough County, Florida. No class actions or consolidated cases allowed.

Mediation
Mediation is a required first step before legal action. It must take place in Hillsborough County, Florida with a certified Florida mediator.

Applicable Law
These Conditions of Use are governed by the laws of the State of Florida.

Modifications & Severability
We may modify our policies at any time. If any part of these terms is invalid or unenforceable, the rest remains in effect.

Our Address
Credit Master AI, Inc.
3870 Ponte Ave Suite 110
Addison, TX 75001
https://www.creditmaster.ai

Additional Credit Master AI Software Terms
You may only use our software to access the Services. You may not copy, modify, reverse engineer, or redistribute any part of the software. Software may be updated without notice.

Subpoenas & Legal Process
Legal documents must be served to our registered agent: Wyoming Agents LLC, according to Florida rules.

Intellectual Property Complaints
Report IP infringements to [email protected] or mail:
Legal Department
Credit Master AI, Inc.
3870 Ponte Ave Suite 110
Addison, TX 75001
Phone: 727-275-7151

REFUND POLICY

No Refund Policy for Software and Coaching
Software: No refunds once software is delivered. Please test free trials before purchasing.
Coaching: No refunds once coaching has been rendered, due to its personal nature.

Change of Mind: No refunds for changes in preference or circumstance.
Defects: If a genuine issue is found, we may offer fixes or solutions.
Unauthorized Use: We may revoke access without refund if terms are violated.
Legal Compliance: Refunds will only be provided where mandated by law.

Contact [email protected] before purchase for any questions.